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Money worth is a living benefit that continues to be with the insurance company when the insured passes away. Any superior financings versus the cash worth will reduce the plan's survivor benefit. Death benefits. The policy owner and the guaranteed are usually the exact same person, however in some cases they might be various. A service may purchase crucial person insurance on an essential employee such as a CHIEF EXECUTIVE OFFICER, or a guaranteed may sell their own plan to a third celebration for cash money in a life settlement - Estate planning.
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