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Furthermore, clients for this sort of plan can have serious legal or criminal histories. It is necessary to keep in mind that different carriers offer a series of concern ages on their guaranteed concern plans as reduced as age 40 or as high as age 80 - burial insurance coverage. Some will also offer greater stated value, approximately $40,000, and others will permit far better survivor benefit conditions by enhancing the rate of interest with the return of costs or reducing the number of years up until a full fatality benefit is offered