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On top of that, customers for this sort of plan can have serious legal or criminal histories. It is very important to note that different providers supply a variety of problem ages on their assured issue policies as low as age 40 or as high as age 80 - expense life insurance. Some will also offer higher face values, up to $40,000, and others will certainly permit far better survivor benefit problems by improving the rate of interest with the return of costs or decreasing the number of years up until a full survivor benefit is available