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On top of that, clients for this sort of strategy might have serious legal or criminal backgrounds. It is necessary to note that various carriers provide a variety of problem ages on their assured issue policies as reduced as age 40 or as high as age 80 - funeral insurance california. Some will certainly also offer higher face values, up to $40,000, and others will certainly enable better survivor benefit problems by improving the rate of interest with the return of premium or minimizing the number of years up until a full death benefit is offered